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2 live offers
Insurers use refer-a-friend schemes to win long-term customers — typically a £50–£100 gift card once a qualifying health or life policy is active and premiums have been paid for a set period. These are among the higher-value single rewards on the site, but they come with real product decisions: you'll be taking out cover, not claiming a freebie. This page lists the UK insurance referral offers we track, the minimum premium and validation windows that apply, and what you need to do after buying to actually receive the reward.
Admiral
Insurance
Up to £75 voucher
Admiral Refer a Friend pays the referrer a voucher once a friend's new policy has been active for 120 days — up to £75 for MultiCar or MultiCover, down to £10 for single-trip travel. The new customer doesn't get a separate discount.
Vitality
Insurance
£100 gift card
Vitality Refer a Friend pays a £100 Amazon or John Lewis gift card when you take out a qualifying health or life Direct Plan via a referral link and complete the claim steps.
Elsewhere in the book
New to referral schemes? Start with our guide to how referral codes work.