Is there a Starling referral code to enter?

No. Starling tracks referrals entirely through the link, so make sure you start your application from it rather than the App Store directly.

Can I withdraw the £50 deposit after the bonus pays out?

Yes. The £50 only needs to be deposited to qualify — once the bonus is credited, all of it is yours to move or spend as you like.

Does opening a Starling account affect my credit score?

Starling runs a soft identity check for a standard current account, which doesn't leave a mark other lenders can see. A hard check only happens if you apply for an overdraft.

Starling Bank Referral Offer — £25 free

Last updated 24 June 2026

ReferBonus may receive a reward if you sign up through links on this page. It never costs you anything, and in most cases you get a bonus too.

Referral voucher · Banking

£25 free

Receive £25 when you open a Starling personal account via a referral link and deposit at least £50 within 14 days.

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Claim £25 free at Starling Bank

Opens Starling Bank's site — the reward tracks automatically via this link.

Starling pairs an award-winning current account with a referral reward that's slightly larger than most of its digital rivals. The catch — and it's a small one — is a £50 minimum deposit within your first two weeks, though that money stays yours to spend or withdraw. What you get in return is a genuinely full-featured account: interest paid on balances, fee-free overseas spending, joint accounts, and some of the best money-management tools in UK banking, including virtual cards for budgeting categories. Starling runs this scheme through personal links rather than codes, so there's nothing to type at sign-up; the reward tracks automatically once your deposit clears.

Step by step

How to redeem the Starling Bank referral code

1Open the referral link below on the device you'll bank from.
2Apply for a Starling personal current account (photo ID and a short video selfie needed).
3Deposit £50 or more within 14 days of approval.
4The £25 bonus is credited automatically, typically within 7 days of qualifying.

The small print

Key terms

New personal current account customers only; joint and business accounts excluded.
£50 minimum deposit within 14 days of account opening.
The deposit remains your money — it just needs to pass through the account.
UK residents aged 18+.

Terms are a summary and can change — always confirm the current offer on Starling Bank's own site before signing up.

Questions

Starling Bank referral FAQs

Is there a Starling referral code to enter?: No. Starling tracks referrals entirely through the link, so make sure you start your application from it rather than the App Store directly.
Can I withdraw the £50 deposit after the bonus pays out?: Yes. The £50 only needs to be deposited to qualify — once the bonus is credited, all of it is yours to move or spend as you like.
Does opening a Starling account affect my credit score?: Starling runs a soft identity check for a standard current account, which doesn't leave a mark other lenders can see. A hard check only happens if you apply for an overdraft.

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