Wise Referral Link — Fee-free first transfer
Last updated 28 August 2026
ReferBonus may receive a reward if you sign up through links on this page. It never costs you anything, and in most cases you get a bonus too.
Cash referral bonus · Banking
Fee-free first transfer
Sign up through a referral link and Wise waives its transfer fee on your first international transfer, valid for 6 months — you still get the real mid-market exchange rate either way.
Claim Fee-free first transfer at Wise
Opens Wise's site — the reward tracks automatically via this link.
Wise (formerly TransferWise) built its name on one promise: send money abroad at the real mid-market exchange rate, with a small transparent fee shown upfront instead of a hidden markup buried in the rate — the way most banks still do it. Beyond transfers, a Wise account gives you a multi-currency balance and debit card, so you can hold and spend in dozens of currencies without the usual conversion sting each time you use it abroad. The referral scheme's fee waiver only covers Wise's own transfer fee, not the exchange rate itself, but for a typical transfer that's most of what you'd otherwise pay — worth claiming even if you only send money abroad occasionally. Whoever referred you also earns a reward once you complete a qualifying transfer, though the exact type and amount depends on the invite programme active when you signed up.
Step by step
How to redeem the Wise referral offer
- 1Open the referral link and create a personal or business Wise account.
- 2Verify your identity — usually just a photo ID, done in a few minutes.
- 3Send your first international transfer; Wise's transfer fee is waived automatically at checkout.
- 4Use the fee-free transfer within 6 months of signing up — it expires unused after that.
The small print
Key terms
- New Wise customers only, signing up via the referral link.
- Waives Wise's transfer fee only — the mid-market exchange rate still applies as normal.
- Must be used within 6 months of account opening.
- Same-currency transfers, conversions between your own Wise balances, and card payments don't qualify.
- The friend who referred you may earn a separate reward once you send at least £200 (or currency equivalent) — the type and amount depends on their invite programme.
Terms are a summary and can change — always confirm the current offer on Wise's own site before signing up.
Questions
Wise referral FAQs
- Is the whole transfer free, or just the fee?
- Just Wise's transfer fee. You still get the real mid-market exchange rate — the main saving over a typical bank transfer — with no extra markup added for using a referral link.
- Is there a maximum amount the fee waiver covers?
- Wise doesn't publish a single fixed cap — check your account's invite page after signing up for the exact terms that apply to you, since they can vary by region and change over time.
- What counts as a qualifying transfer?
- An international transfer of at least £200 (or the equivalent in another supported currency). Same-currency transfers, moving money between your own Wise balances, and card payments don't count.
- How long do I have to use the fee-free transfer?
- Six months from the day you sign up. If you don't send a qualifying transfer within that window, the fee waiver expires unused.
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